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Jia

Jia is building a decentralized network to connect $2tr of crypto liquidity with the $5tr credit gap faced by MSMEs (Micro, Small, and Medium Enterprises) in emerging markets, starting with the Philippines and Kenya. Small business owners can take out loans (via crypto liquidity) to use as upfront capital for their businesses. As borrowers pay back their loans on-time, they can earn $JIA tokens, which can be used to lower interest rates, staked for improved loan terms, and eventually, used as collateral.

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Jia