Mr. Miao has spent his career at the intersection of credit investing and technology development. Most recently, Mr. Miao was the Founder and General Partner of BlockTower Credit, a pioneering $1.9 billion AUM private credit fund that leveraged public blockchains, stablecoins, and tokenization to maximize capital efficiency. Prior to BlockTower Credit, Mr. Miao managed a Structured Credit trading desk at Citigroup, focusing on consumer credit, esoterics, and distressed crisis-era securitizations. Mr. Miao also led operations at the pioneering fintech startup Capchase, which leveraged automation to underwrite, service, and deploy revenue-backed financing to early-stage SaaS companies. Currently, Mr. Miao is the Head of Growth and Test Kitchen Chef at Steakhouse Financial, a DeFi-native firm that partners with world-leading organizations like Sky (fka MakerDAO), Lido, Morpho, and many more across web3 and web2. Mr. Miao earned a bachelor’s degree from Bowdoin College in 2014 and matriculated at Harvard Business School (Class of 2023) before dropping out to pursue entrepreneurship.